NOTICE OF PRIVACY PRACTICES COMMERCIAL INSURANCE GROUP

With agencies doing business as: COMMERCIAL INSURANCE GROUP THE INSURANCE CENTRE OF THE PIEDMONT THOMAS GRIFFITH & CO.

The member companies of Commercial Insurance Group listed above provide access to personal auto, home and umbrella insurance as well as a wide range of commercial insurance products. We recognize the importance of respecting the privacy of our policyholders. Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how financial institutions treat nonpublic personal financial information. Commercial Insurance Group is committed to maintaining customer confidentiality. We appreciate this opportunity to clarify our privacy practices for you as a result of this new law.

• As part of our insurance business, we obtain certain “nonpublic personal financial information” about you, which for ease of reading we will refer to as “information” in this notice. This information includes information we receive from you on applications or other forms, information about your transactions with us, our affiliates or others, and information we receive from consumer reporting agencies.
• The information we gather helps us identify who you are, manage our relationship with you, provide products and services that meet your needs, provide you with accurate rates, and deliver superior service. We do not sell your information to other companies for any reason.
• We restrict access to the information to authorized individuals who need to know this information to provide services and products to you.
• We maintain physical, electronic, and procedural safeguards that protect your information.
• We do not disclose this information about you or any former customers to anyone, except as permitted by law.
• Employees share this information outside the company only as authorized by you or for a specific business purpose.
• The law permits us to share this information with companies that perform marketing services for us, or other financial institutions that have joint marketing agreements with us.
• We also share other types of information with our affiliates, including insurance companies and insurance service providers. This information may be financial or other personal information and it may be directly related to our transaction with you. Consistent with the Fair Credit Reporting Act, our standard authorizations permit us to share this information with our affiliates.

If you want to learn more about the GLB Act, contact us.